chill

Chapter 7: The Woman Who Signed My Name

For several seconds, I couldn't hear anything except the blood rushing through my ears.

Nicole held her phone between us, the document displayed clearly on the screen.

Tasha Williams.

Her name appeared beneath a declaration stating that she had authority to communicate on behalf of Bennett Residential Holdings.

Below it was my signature.

The same signature I had seen on the first document.

The same signature I had never written.

I looked at Tasha.

“Tell me that's not real.””

She covered her mouth.

“Marcus, please.””

“Tell me you didn't submit this.””

She started shaking her head, but the words wouldn't come.

Nicole took the phone back.

“This document appears to have been submitted electronically. We need to obtain the original submission records, including timestamps, the account used, and any supporting materials.””

I barely heard her.

I was looking at the woman who had once cried with me when my first major renovation contract fell through. The woman who had held my hand when I worried I couldn't make payroll. The woman who had celebrated when my business finally earned enough to hire a third crew.

She knew exactly how hard I had worked.

She knew what the company meant to me.

And she had used that knowledge to get close enough to my signature.

“Why?”” I asked.

Tasha sank onto the stool.

“I can explain.””

“Then explain.””

She wiped her face with both hands.

“Robert said he needed someone to submit the initial application. He said it wasn't the final loan agreement.””

“You submitted a document claiming you had authority to represent my company.””

“He said it was just preliminary paperwork!””

“Did you understand what you were signing?””

“I didn't sign your name!””

“You signed your own name beneath a statement claiming you could act for me.””

Her shoulders shook.

“I thought it would help move things forward.””

“Without telling me?””

She didn't answer.

Nicole placed her phone on the counter.

“Tasha, did you knowingly submit this document to the lender?””

Tasha looked up.

“I submitted the application, yes. But Robert prepared the documents. He told me what to do.””

“Did you read the declaration before submitting it?””

“I skimmed it.””

“Did you understand that it claimed you were authorized to represent Bennett Residential Holdings?””

Tasha's lips parted.

Then she looked away.

“I thought Marcus would sign the final papers before anything happened.””

I felt something inside me break.

“You planned to get me to sign after you'd already started the process?””

“I thought once you saw the numbers, you'd understand!””

“What numbers?””

“The investment projections! Robert said we could buy two rental properties, cover the loan payments, and still make money. He said you would see it was a good deal.””

“With what collateral?””

She stared at me.

I pointed toward Nicole's phone.

“My rental house. The property I've spent years maintaining. The property where another family lives. You were prepared to put that at risk without my permission.””

“I didn't think the loan would go through without you!””

“Then why submit the application?””

She began crying harder.

“I wanted to prove we could build something together!””

“You could have asked me to invest with you.””

“You would have said no!””

I stared at her.

“So you decided my answer didn't matter.””

She had no response.

Nicole moved toward the kitchen table and opened her laptop.

“Marcus, I need to contact the lender's fraud department and request that all pending activity be frozen. We'll also need to secure your company's records and determine whether any additional documents have been submitted.””

“Do it.””

She began typing.

Tasha watched her.

“Please don't report me.””

Nicole stopped.

“I can't make that decision for Marcus. My responsibility is to protect my client's interests and preserve the evidence.””

Tasha turned toward me.

“Marcus, please. I made a terrible mistake. I know that now.””

“You knew it was wrong when you took the photograph.””

She shook her head.

“I wasn't thinking.””

“You had weeks to think. You met Robert. You discussed the property with your mother.

You gave him the address. You submitted an application. You sent him a signature sample.””

Her face crumpled.

“I know.””

“No, I don't think you do.””

I walked toward the living room, needing distance from her.

On the wall hung a framed photograph of us at my company's fifth-anniversary celebration. I wore a dark suit, and Tasha stood beside me in a red dress, one hand resting on my chest.

In the picture, we looked happy.

I remembered what she had whispered that night.

I'm proud of you, Marcus. Nobody can ever take away what you've built.

I had believed her.

Now the words felt like a cruel joke.

My phone vibrated.

An unfamiliar number.

I answered.

“Hello?””

A man's voice came through, smooth and unhurried.

“Marcus Bennett?””

“Who's asking?””

“Robert Carter. I believe Nicole Harris has been speaking with you.””

I looked toward the kitchen.

Nicole had heard enough to recognize the name.

She motioned for me to put the call on speaker.

I did.

“What do you want, Robert?””

“To clear up a misunderstanding.””

“What misunderstanding?””

“The proposed investment. It seems the paperwork got ahead of the conversations.””

I laughed once, without humor.

“You submitted an authorization with my forged signature.””

“I didn't forge anything.””

“Then who did?””

“I wasn't responsible for the signature. I received documents from someone who represented that they were authorized.””

Tasha had gone completely still.

I looked at her.

“Who represented that?””

“I'd rather discuss that in person.””

“I'm not meeting you.””

“That's your choice. But I think you'll find that your girlfriend understood more about the arrangement than she's telling you.””

Tasha jumped to her feet.

“That's a lie!””

Robert continued as though he hadn't heard her.

“Look, Marcus, people make mistakes. I can withdraw the application, and we can all move on.””

“Why would I trust you to withdraw anything?””

“Because if this becomes a legal dispute, everybody involved could suffer.””

Nicole leaned toward the phone.

“Mr. Carter, this is Nicole Harris. Please direct any further communications concerning my client or his property through my office.””

There was a pause.

Then Robert chuckled.

“Of course, Ms. Harris. I respect your profession.””

“Then you'll understand why I won't discuss this informally.””

“Certainly.””

His voice turned colder.

“But you should ask Marcus what happens when a property investor refuses to cooperate after someone has already relied on his representations.””

Nicole's expression hardened.

“What representations?””

Robert ended the call.

For a moment, nobody spoke.

Then Tasha whispered, “He was threatening you.””

“I know.””

“He said everybody could suffer.””

“I heard him.””

She stepped toward me.

“Marcus, you have to believe me. Robert told me this was a legitimate investment. He said he had investors, a lender, everything. I thought he was helping us.””

I looked at her.

“And when did you realize he wasn't?””

Her eyes filled again.

“Yesterday.””

The room seemed to tilt.

“Yesterday?””

She nodded.

“What happened yesterday?””

“Robert called me. He said the lender wanted additional verification. He asked whether I could get the original signature page from your office.””

“And you told him no?””

She didn't answer.

“Tasha.””

“I told him I couldn't.””

“Why?””

“Because I was scared. I realized I had made a mistake, and I didn't know how to fix it.””

I looked at the clock.

She had known for nearly twenty-four hours that the transaction might require an original signature page.

She had spent the following day preparing a barbecue, inviting thirty people into our backyard, and laughing about how useful I was because I could cook.

She had watched me flip burgers while knowing that my property might be at risk.

“You could have told me,” I said.

“I wanted to!””

“But you didn't.””

“I was going to!””

“When? After the loan closed?””

She covered her face.

I turned away.

Nicole closed her laptop.

“The lender has confirmed that it will suspend further processing while the documents are reviewed. That's an important step, but it doesn't resolve the underlying issue. We need to identify every submission and secure the company's records.””

I nodded.

“Whatever you need.””

Tasha looked at me in panic.

“Marcus, what does that mean for me?””

I took a long breath.

“It means you need to get your belongings together.””

She stared at me.

“You're kicking me out?””

“I'm ending our living arrangement.””

“You can't do that!””

Nicole intervened carefully.

“Marcus, before you take any formal action regarding occupancy, we should review the applicable legal requirements and provide any necessary notice. We need to handle that properly.””

I nodded.

“She can stay tonight while we work out the lawful next steps. But I don't want her accessing my office, company accounts, or property records.””

Tasha looked at me as if I had become a stranger.

“After everything we've been through?””

“Exactly because of everything we've been through.””

She sank into the chair.

Then, with trembling hands, she reached into her handbag and pulled out a small flash drive.

“I kept a copy of the emails,” she whispered.

Nicole immediately looked up.

“Why?””

“Because Robert told me to delete them after the application was submitted. I didn't.””

I stared at the drive.

For the first time that evening, Tasha had given us something useful without being forced to.

Nicole took it carefully.

“Please don't access or alter any files. We'll preserve it and review the contents through the proper process.””

Tasha nodded.

Then she looked at me.

“There's something else on there.””

“What?””

Her voice dropped to a whisper.

“Robert wasn't planning to buy two rental properties.””

She swallowed.

“He was planning to sell mine.””

I frowned.

“Your what?””

“The property he told me we'd buy together. The one he said would be ours.””

My stomach tightened.

“Who owns it?””

Tasha's eyes met mine.

“That's the problem, Marcus.””

May you like

She began to cry again.

“The house was already under contract before I ever met him.””

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