Chapter 6: The Lie She Had Prepared for Me
“Tell me exactly what she said,” I demanded.
Jordan's breathing was ragged.
“She found the paperwork on Dad's desk. She said you were trying to destroy her, and that if anyone investigated the accounts, she'd show them proof that you were the one moving the money.””
I looked at Daniel.
He immediately opened his briefcase again.
“What kind of proof?”” I asked.
“I don't know. She has documents. Bank statements. Something with your signature.””
“Jordan, I never authorized those transfers.””
“I know.””
“Then tell Dad that.””
“I will. But, Jasmine, there's something else.””
I closed my eyes briefly.
“What now?””
“Mom told me the money wasn't the only thing she put in your name.””
The room seemed to go silent.
Dad, who had been listening beside me, reached for the phone.
“Jordan, this is your father. What do you mean?””
Jordan hesitated.
“Dad?””
“Yes. Tell me.””
“I think Mom used Jasmine's identity to open a credit account. Maybe more than one.””
Dad stood so quickly his chair scraped against the floor.
“Why didn't you tell us this last night?””
“Because I didn't know for sure! I saw some envelopes in her room a few months ago. They had Jasmine's name on them, but Mom told me they were financial aid documents.””
“What kind of envelopes?””
“Credit card statements. I think.””
I felt cold all over.
“I've never had a credit card.””
Jordan's voice dropped.
“That's what I told her.””
“And what did she say?””
“She said you had given her permission.””
I gripped the edge of the table.
“She keeps saying that about everything.””
“I know,” Jordan whispered.
“I'm sorry.””
Dad took a slow breath.
“Jordan, listen carefully. Do not touch those documents, do not delete any messages, and do not help anyone move money. If you have information about what happened, preserve it and tell us honestly.””
“Okay.””
“We'll speak in person.””
Dad ended the call.
For several seconds, he stood motionless, staring at the wall.
Then he turned to Daniel.
“We need to act today.””
Daniel nodded.
“I'll contact the bank and arrange a formal review of the trust. Jasmine should also contact the credit bureaus and request copies of her credit reports. If accounts were opened in her name without permission, she can dispute them.””
Grandma stood and took my hand.
“First, we're going to make sure you're safe. Then we're going to find out what Denise did.””
I wanted to believe the worst was behind us.
But when Dad drove us home that afternoon, I saw a black SUV parked across the street.
A woman stood beside it, speaking on her phone.
She watched our car pull into the driveway.
Then she turned away and hurried to the driver's seat.
“Do you know her?”” I asked.
Dad glanced in the mirror.
“No.””
“She's been watching the house.””
He pulled into the driveway and studied the street.
The SUV was already moving.
“Stay close to me,” he said.
Inside, the house smelled of coffee and lemon cleaner. Everything looked ordinary. The cushions were straight, the kitchen counters were spotless, and the family photographs hung exactly where they had the night before.
But the atmosphere had changed.
Denise sat at the dining table with a folder open in front of her.
Jordan stood near the kitchen doorway, his face pale.
When she saw us, Denise closed the folder.
“Good,” she said.
“Everyone's home.””
Dad placed his keys on the counter.
“What are those documents?””
“Evidence.””
“Of what?””
She slid a sheet of paper across the table.
My name was printed at the top.
Beneath it was a list of bank transactions, followed by several signatures that looked remarkably similar to mine.
Denise tapped the page.
“Your daughter has been moving money for years. I tried to keep it quiet because I didn't want to ruin her future, but now she's forcing my hand.””
I stared at the paper.
“This is a lie.””
“Is it?””
“I never made those transfers.””
“Then why does the bank have your name?””
“Because you used it!””
Denise leaned back in her chair.
“That's a serious accusation, Jasmine. Do you have proof?””
Daniel stepped forward.
“Yes,” he said.
“And we are in the process of obtaining more.””
For the first time, Denise seemed genuinely surprised to see him.
“Daniel Reeves?””
“Good afternoon, Denise.””
She stood.
“You have no right to be here.””
“I am the trustee responsible for overseeing Jasmine's education fund. Given the transactions under investigation, I have every reason to be involved.””
Denise's face reddened.
“You have no idea what you're talking about.””
“Then this should be a straightforward matter. We can provide the relevant records to the bank, identify the authorized account holders, and let the investigation determine who initiated the transfers.””
She stared at him.
Then she turned toward Dad.
“You invited him into our home?””
“This home is also Jasmine's home,” Dad replied.
“And the documents concern her money.””
Denise laughed sharply.
“Of course. Everything is about Jasmine.””
Jordan stepped forward.
“Mom, stop.””
She whipped around.
“You stay out of this.””
“No. You told me the account was legitimate. You told me Jasmine had given you permission.””
“I never said that!””
“Yes, you did!””
Dad raised his voice.
“Both of you, stop shouting.””
He took the documents from the table and examined them.
“Denise, if these transactions were authorized, why did you tell Jordan not to discuss the account?””
She folded her arms.
“Because he's irresponsible and doesn't understand financial matters.””
Jordan shook his head.
“You told me to use the account for the phone. You said there was enough money to cover it.””
“I was helping you!””
“With Jasmine's money?””
Denise's expression hardened.
“You have no idea what I sacrificed for you.””
Jordan stared at her.
“I never asked you to steal from her.””
The words struck her harder than any accusation Dad had made.
She looked at her son as if she no longer recognized him.
Then she turned back to me.
“You think you're innocent because you can make everyone feel sorry for you. But you've been benefiting from this family for years.””
I felt my hands begin to shake.
“I was a child when you married Dad.””
“And I've spent years cleaning up after you!””
“You told me to clean up after Jordan!””
Dad stepped between us.
“That is enough.””
Denise grabbed the folder.
“No. If everyone wants the truth, then let's tell the truth.””
She pulled out a second sheet and held it toward Dad.
“This is a credit application. Jasmine signed it herself.””
I looked at the signature.
It was close to mine.
But the date made my stomach turn.
The application had been submitted when I was sixteen.
I remembered that week. Denise had asked me to sign papers for a school trip, and I had signed several pages without reading them carefully.
“This isn't a school form,” I whispered.
“No,” Denise replied.
“It's a credit application.””
“I never applied for credit.””
“Then explain your signature.””
Daniel took the paper from her.
“We cannot authenticate a signature simply by looking at a copy. The original application and the lender's records will need to be examined.””
Denise snatched her purse.
“You can investigate all you want. The documents speak for themselves.””
She headed toward the staircase.
Dad called after her.
“Where are you going?””
“To pack.””
He didn't stop her.
“Fine. But don't remove financial records from this house. We need to preserve everything relevant to the investigation.””
She froze on the stairs.
Then she turned around slowly.
“You would throw your wife out over an argument about money?””
“This isn't an argument about money. It's an investigation into unauthorized transfers, possible identity misuse, and the treatment of my daughter.””
Her face twisted.
“You're going to regret choosing her.””
Dad's expression didn't change.
“No. I regret not asking more questions sooner.””
Denise disappeared upstairs.
A door slammed.
Jordan sank into a chair.
“I should have told you everything.””
I stood across from him.
“Why didn't you?””
He rubbed his hands over his face.
“Because I was scared she'd blame me. She always said she was doing everything for me. When I asked questions, she'd remind me how much she sacrificed after Dad married her.””
“That doesn't excuse what you did.””
“I know.””
He looked at me.
“I'll tell the bank everything I know. I'll return the phone. I'll get a job and pay back what I can.””
I studied him.
For years, Jordan had treated every disagreement as proof that I was the favorite child. He had never considered how often I stayed quiet to avoid making things harder for Dad.
I wasn't ready to forgive him.
But I wanted him to tell the truth.
“Then do it,” I said.
“Not because you're scared of Mom. Because it's the right thing to do.””
He nodded.
Daniel gathered the documents.
“We'll need copies of these, and we'll preserve the originals. Jasmine, please don't sign anything else Denise gives you. If any institution contacts you about an account you don't recognize, ask for the documentation and dispute it through the proper channels.””
I nodded.
Then Daniel looked at Dad.
“There is one issue we haven't addressed.””
“What is that?””
“The account records show a recurring payment connected to a business. The payments continued even after Denise claimed the secondary account had been closed.””
Dad frowned.
“What business?””
Daniel showed him the name.
Dad stared at it.
Then he sat down slowly.
“That's impossible.””
“What is it?”” I asked.
He looked at me, his face drained of color.
“It's a company I used to do business with.””
“Used to?””
Dad shook his head.
“No. I mean it's a company I personally shut down three years ago.””
Daniel pointed to the latest transaction.
The payment had been made just two weeks earlier.
Dad stared at the date.
Then he whispered, “Someone has been using Jasmine's money to keep that company alive.””
My phone vibrated.
An unknown number.
The message contained a single sentence.
*Tell your father to stop digging, or he'll learn what really happened to your mother's money.*
I showed Dad.
He read it twice.
Then he looked at Daniel.
“Can you trace the business payments?””
Daniel nodded slowly.
“Yes. But if the records are accurate, we may be dealing with more than unauthorized withdrawals.””
Dad looked at me.
“What does that mean?””
Daniel's expression grew grave.
May you like
“It means Denise may not have been acting alone.””
And upstairs, behind the closed bedroom door, something heavy struck the floor.